Auto Insurance

Auto insurance protects you against financial loss if you have an accident.  We offer a variety of coverage options to help protect you and secure your assets.  To help you save, we offer a wide range of companies to find the best fit for you, whether you have a spotless driving record or not. 

Your policy comes with a package that ensures you and your car will be fully protected:

24/7 Claims Service

In the event of an emergency you can call a toll free number to talk to a claims representative 24 hours a day, 7 days a week. claims service telephone numbers

Discounts

You can take advantage of discounts like:

·         Multi-car discounts

·         Safety discounts such as: Airbags, Anti-theft devices, etc.

·         Good student discounts 3.0 GPA or higher

·         Multiple policies with the same insurance company.

Classic/Antique Auto Insurance

We offer insurance for your collectible automobile through J.C. Taylor’s Antique Auto program.  To protect the value of your car, we will insure it for an “agreed value” to represent its current market value, adjusting the value as necessary as market value changes.  Insuring your car in this manner will ensure your policy is always up to date and will keep your premiums low.

Home Insurance

Your house represents more than just a valuable asset.  It is the place you and your family call home.  We offer many different types of home insurance such as: homeowners, rental homes, tenant/renters, and mobile/ manufactured homes.  We will tailor your home insurance to your specific needs, giving you security and protection at the best price available.

Your policy comes with a package that ensures you and your home and personal treasures will be fully protected:

Extended Replacement Cost Protection

Covers your home for an additional 25% of the limits stated within the policy (Coverage A) less your selected deductible, if it is damaged in a covered incident; coverage varies by company.

Full Value Contents

If you have a covered loss in which an item is destroyed or stolen, your policy will pay to replace the item up to the limits stated within the policy (Coverage C), less your selected deductible.

Personal Articles Floater/Inland Marine

Attached to a home policy, a floater insures movable property, covering losses wherever they may occur.  Among the items often insured on a floater are expensive jewelry, musical instruments, art, and furs.  It provides broader coverage than your regular home policy does for these items.

24/7 Claims Service

In the event of an emergency you can call a toll free number to talk to a claims representative 24 hours a day, 7 days a week. claims service telephone numbers

Discounts

You can take advantage of discounts by:

·         Having other policies with the same insurance company.

·         Owning a newer home.

·         Installing and maintaining a monitored security system.

Boat and RV Insurance

We offer a wide variety of insurance for such things as: boats (including personal watercraft), recreational vehicles (ATV’s, snowmobiles, travel trailers, etc.) motor homes and motorcycles.   The cost of the insurance will be determined by what is right for you, the coverages you choose, horsepower, year built, driver experience and the value of the item.  We will work to find you the best coverage for your premium dollar.

Personal Umbrella Liability Insurance

This policy will provide you with an extra layer of liability coverage above and beyond what your auto, home and other policies provide.  In our litigious society monetary awards from lawsuits continue to increase and a personal umbrella insurance policy will provide you with additional liability coverage to pay judgments against you and your attorney’s fees, up to a limit set in the policy (usually one million dollars).  An umbrella policy kicks in when you reach the limit on the underlying liability coverage in a home, auto and/or other policies so you may need to increase your limits of coverage on those policies to qualify for this policy.

Business Insurance and Bonds

We offer a wide variety of business insurance plans.  These include small business packages for the retail and service industries, as well as commercial auto insurance. 

We also offer many different types of surety bonds, such as notary, bid/performance bonds and employee dishonesty bonds, license bonds.

We are here to provide you with professional advice on all your business insurance needs.

Let Us Handle It!