Century Insurance Agency
1406 N Pines Rd
Spokane Valley WA 99206
1406 N Pines Rd Spokane Valley WA 99206
Speeding is a contributing factor in 30% of all traffic fatalities.
The economic cost to taxpayers is estimated to be $40.4 billion per year and
there is no way to estimate the effect on individual auto insurance premiums,
but it is easy to see from the following information why the driver who speeds
pays a higher car insurance premium than the one who does not.
For drivers involved in fatal crashes, young males are the most likely
to be speeding. Historically the auto insurance rates for males always run higher
than the female car insurance rates.
For both speeding and nonspeeding drivers involved in fatal crashes, the percentage of those who had been drinking at the time the crash occurred was higher at night than during the day. Between midnight and 3 a.m., 77 percent of speeding drivers involved in fatal crashes had been drinking.
36 percent of all motorcyclists involved in fatal crashes were speeding approximately twice the rate for drivers of passenger cars or light trucks. The percentage of alcohol involvement was 31 percent higher for motorcyclists than for drivers of passenger vehicles.
Fewer drivers who were involved in fatal crashes were wearing safety belts at the time of the crash than those who were not.
Car insurance companies are more and more interested in what time of day vehicles are being used, because they know vehicle insurance loss history deteriorates rapidly after midnight.
Speeding affects our ability to respond to normal driving conditions, driving impaired makes it almost impossible.
Car insurance companies can objectively check your drive record and rate for speeding and accidents. In the future some car insurance companies would like you to agree to GPS tracking which records:
Time of day vehicle is used
Left hand turns versus right hand turns
Total miles used
Most would agree that's to much invasion of privacy.
Century Insurance Agency wants to help you get the best Auto and Home Insurance. Its easy to get a quote from us just by calling the office at 509-924-4424 or send us an email at firstname.lastname@example.org. We offer many insurance companies to choose from and we taylor a policy just for your needs.