1406 N Pines Rd

Spokane Valley WA 99206

*Century Insurance Agency  Copyright © 2014 All Rights Reserved.

Call now (509) 924-4424

NEWSLETTER ARCHIVE 

As parents, we all face "milestone" moments in the task of raising our children—some good, some happy, some not-so-happy, some scary. One of the happiest yet scariest moments is when our kids got their drivers licenses. We we are pleased that they are growing up, but we are worried about the risk that auto use poses (to everyone). We have seen how some of their friends drive, and we remember our own teenage driving experiences.
 
Some say that all we can do is give them the keys and pray. While we certainly do our share of praying for our kids, I'm convinced that there is more we can do to assure their safety behind the wheel.
 
We can talk to them. Of course we can—that always works and they always listen. Okay, conversations between teen and parent may not extend much beyond "What's for dinner?" and "Can I have 10 bucks?" but just the smallest thing, a seemingly insignificant occurrence, may have a great impact. When you're out together with your teens, point out what other drivers are doing—right and wrong. Some of that may sink in.
 
One of the people in the insurance world, who believed strongly in communicating with new drivers, was the late John J. "Jack" Schiff Sr., founder of the Cincinnati Insurance Company (CIC). When a client's child got a driver's license, Jack always made it a point to bring that kid into his office to discuss driving. It wasn't a long meeting; it wasn't a lecture. Rather, it was just a friend-to-friend reminder about the rights and responsibilities of having a driver's license.
 
Like Jack, we know that parents of a new driver truly appreciate someone outside the family expressing concern for driver safety and the inexperience the new driver must overcome.
 
Tips You Can Use to Help Teenage Drivers
 
There are several things that parents can do to help keep their teenagers safe behind the wheel. We'd like to highlight a few of them.
 

  • Coach your son or daughter. You should "coach" your teenage driver. Talk openly and frankly with him or her in order to determine his or her attitude about being behind the wheel. Work with your teen to set ground rules, such as the number of people allowed in the car, where the car may be taken, and curfew.

  • Use emergency road service. If you do not belong to a motor club, you should consider joining one that provides 24-hour emergency road service. That way, your teenager may call for help at any time if they need gas, need a jump-start, are locked out, or need a tire changed. You can also arrange with the motor club to provide service for your teen if they are in a friend's car.

  • Have an open discussion about driving under the influence. While no one wants to think about the possibility of their teenager drinking and driving—or being in a car with an impaired friend at the wheel—we need to be realistic. History has shown that teenagers will experiment with alcohol. You should make it clear to your teen that driving after drinking is not acceptable. However, if they ever do drink, or are in a car with someone else who is impaired, make it clear to your teen that he or she can call you at any time of the day or night and that you will come to get them—no questions asked.

  • If you can afford it, install a "Governor." Many vehicles—school buses and certain types of delivery vehicles are good examples—have a "governor" installed in them that restricts the amount of fuel that can be injected, thus preventing the vehicle from being driven over a certain speed. A governor in your teen's car may help keep him or her within the speed limits.

  • If you can afford it, install a Global Positioning System (GPS) in your car. You can program it to let you know where your teenager is driving at any time. With the GPS, you can set a radius of operation and the GPS will notify you if your teen has taken the car outside of that radius. It can even alert you when the speed limit is being exceeded. Finally, a GPS can notify you if the car is being kept out past an agreed upon curfew. We realize that this may seem like a rather extreme measure. Use of a GPS may best serve those parents who have a reason to mistrust their teenager.

 
When your son or daughter gets a driver's license, come into our office so we can review such options with both of you. It is important for you—and your son or daughter—to remember that, yes, your auto insurance rates will go up, but they will come down after a couple years of driving experience; however, the rates will really go up if your teenager has tickets or gets into accidents.

Helping Your Teenage Drivers